Start free. Understand one policy when you need every figure explained. Or bring the whole household once you have more than one policy to keep straight.
For understanding everyday insurance questions at your own pace.
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For seeing what the policy in front of you actually says.
One-time payment · secure checkout via Stripe
For keeping every policy and renewal together.
Cancel anytime · secure checkout via Stripe
We explain what your documents say, cited to the page. We don't sell insurance, take no carrier commissions, and never tell you what to do or predict what an insurer will pay.
Free calculators run on numbers you enter yourself and give full answers: hurricane deductible, claim vs. out-of-pocket, and the dec page decoder.
A chatbot answers from memory and can guess. We answer only from your uploaded document, cite every claim to its page, and stay silent when your policy does not say. Your answers are saved with your policy, not lost in a chat window.
Those services store documents. We understand them. Here your policies become searchable, comparable, and connected: every answer cited to a page, every renewal compared with last year, every question answerable years later.
No, and it is not meant to. Your agent sells and services policies. We explain what your own documents say so you arrive at those conversations already knowing your policy. Many members bring our cited answers to their agent.
You should talk to your agent. We help you walk in already knowing what your own policy says, cited to its pages, so you can ask better questions. We never sell insurance and take no commissions, so our only job is explaining your documents to you.
No. We explain what your own policy says so you know it before you talk to your insurer, agent, public adjuster, or attorney. We never contact anyone on your behalf and never predict what an insurer will pay.
Documents are encrypted, never used to train AI models, and you can delete everything from your account at any time.
Yes. Cancel from your account in two clicks; you keep access through the end of the period you paid for, and nothing renews after that. Your one-time reports stay yours.
No. Monthly and yearly Household include exactly the same features. Yearly just costs less over a year, about two months free. Cancel either anytime.
A report explains one policy once. Household keeps every policy in one place, compares each renewal with last year automatically, and answers questions across all of them, so your whole household's coverage is explained together, not one document at a time.
Start with one question, one policy, or your whole household.
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