What is a premium change notice?
A premium change notice tells you that the amount you pay for your coverage is changing.
Your insurer is adjusting your rate, often at renewal, and is required to tell you before the new amount takes effect.
Nothing to return. It is asking you to review the new amount before your next payment so nothing catches you by surprise.
Ignoring it does not change the new amount; it just means you were not aware of it. Review it before your next payment. This is general information about how premium notices work.
Got one in hand?
Upload your exact letter and we’ll decode it: sender, deadline, and what each question is really asking. If you hold your policies with us, we’ll read it against your real coverage too.
Decode your exact letter, free →This page explains the general pattern of this letter type, cited to how these letters typically read. It is educational only, not legal or claims advice.