Mail decoder › Vendor registry › The Phia Group

Got a letter from The Phia Group?

✓ VerifiedLast verified JUL 2026 · Checked against plan and state records
What is this

The Phia Group recovers costs for self-funded health plans (subrogation and recovery services). If you got a letter, your plan hired them to reach out.

Is it legit

The Phia Group provides subrogation and recovery services for self-funded health plans. Respond using the contact information printed on your letter. To be sure your specific letter is really from them, call the member number on your insurance card, not a number printed in the letter.

What happens if I ignore it

Health plans commonly hold or deny payment for the related visits until a questionnaire like this is answered. That is a standard plan mechanic, not a decision about you. We can’t predict what your plan will do in your specific case. This is how these letters generally work.

Have the letter in hand?

Upload it and we’ll read your exact letter: what it is, the deadline, and what each question is really asking. If you hold your policies with us, we’ll read it against your real coverage too.

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Registry record
Works for
Self-funded health plans
Letter types
subrogation questionnaire
Also known as
Phia Group
Website
phiagroup.com
SOURCES · PLAN DISCLOSURES · STATE VENDOR FILINGS · VERIFIED JUL 2026
Got a letter from The Phia Group? What it is and whether it is legit · UnderstandMyPolicy