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Got a letter from Optum?

✓ VerifiedLast verified JUL 2026 · Checked against plan and state records
What is this

Optum coordinates injury coverage and recovers costs for health plans (subrogation and third-party liability). If you got a letter, your plan hired them to reach out.

Is it legit

Optum runs injury coverage coordination and subrogation for health plans. Its member questionnaire is hosted at subro.optum.com. To be sure your specific letter is really from them, call the member number on your insurance card, not a number printed in the letter.

What happens if I ignore it

Health plans commonly hold or deny payment for the related visits until a questionnaire like this is answered. That is a standard plan mechanic, not a decision about you. We can’t predict what your plan will do in your specific case. This is how these letters generally work.

Have the letter in hand?

Upload it and we’ll read your exact letter: what it is, the deadline, and what each question is really asking. If you hold your policies with us, we’ll read it against your real coverage too.

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Registry record
Works for
Health plans
Letter types
subrogation questionnaire, coordination-of-benefits questionnaire
Also known as
Optum Subrogation, Injury Coverage Coordination
Website
subro.optum.com
SOURCES · PLAN DISCLOSURES · STATE VENDOR FILINGS · VERIFIED JUL 2026
Got a letter from Optum? What it is and whether it is legit · UnderstandMyPolicy